# Comecero AI

> Comecero AI is the AI revenue layer for ecommerce and SaaS. It sits on top of existing PSPs (Stripe, Adyen, Worldpay, plus 40+ acquirers) and recovers the 1-in-5 transactions lost to false declines, dead retries, and bad pricing. Every AI move waits for human approval.

Comecero AI is a product from Comecero, Inc. — a payments and Merchant of Record platform headquartered in the United States.

## Key facts

- Product name: Comecero AI
- Parent company: Comecero, Inc. (https://www.comecero.com)
- Category: AI revenue optimization for payments, billing, and pricing
- Deployment model: Sits on top of existing payment service providers, no PSP migration required
- Data model: Single-tenant. Models train on each customer's transaction history only. Retrained nightly on the last 90 days.
- Compliance: PCI DSS Level 1, SOC 2 Type II, audited annually
- Approval model: Every AI suggestion is gated by human approval. Operators can also set guardrails for auto-deployment.
- Time to value: Median time-to-lift is under 90 days. Routing wins surface in the first 14 days.
- Free to start: New customers can self-serve at https://auth.new.comecero.com/register

## What the AI does — six funnel-stage plays

1. Visitor and lead intelligence — profiles every visitor in real time, surfaces in AI answer engines
2. Dynamic cart and checkout — AI-tuned cart layout, surfaced upsells, pop checkout
3. Smart routing and risk rating — scores every transaction across BIN, country, time, amount, 3DS state, per-PSP fatigue
4. Predictive recovery — retries timed by cardholder, not by cron; channel and amount picked per failure mode
5. Pricing intelligence and upsell — continuous pricing experiments with retention modeling, approval-gated
6. Revenue forecasting — 30-day churn horizon and ARR projections per approved move

## Architecture — four layers

- Layer 04: Comecero AI — optimization and revenue maximization
- Layer 03: Integrated Ecommerce and Services — Merchant of Record, tax, disputes, shopping carts
- Layer 02: Billing, Reporting and Entitlements — subscriptions, dashboards, real-time entitlements
- Layer 01: Payments, Routing and Security — 40+ acquirers, PCI DSS Level 1, tokenized vault

## Verticals supported

- SaaS subscriptions
- Marketplaces with split payouts
- Digital goods
- Fintech and lending

## Industry-cited problem context

- 70% of carts are abandoned before checkout (Baymard, 2026)
- 1 in 5 payments fails at authorization (Optimus, 2026)
- 20–48% of SaaS churn is involuntary (Baremetrics, ChurnBuster)

## Common questions

### Do I have to migrate off my current PSPs to use Comecero AI?
No. Comecero AI sits in front of your existing PSPs. Routing rules can stay exactly as they are; the AI runs in shadow mode for 14 days before any traffic is flipped.

### What data does the model train on?
Only your tenant's transaction, subscription, and tax data. Models are not blended across customers. They are retrained nightly on the last 90 days.

### How does approval work?
Every suggestion is gated. Approve them one-by-one with confidence scores and projected impact, or define guardrails for auto-deployment with weekly audits.

### Is Comecero AI compliant?
PCI DSS Level 1 and SOC 2 Type II, audited annually. AI components inherit the same controls. No card data leaves the vault.

### How long until we see real revenue lift?
Median time-to-lift is under 90 days. Routing improvements surface in the first 14 days; pricing experiments compound over 60–90 days.

## Onboarding

- Day 1: Connect to your PSPs, billing system, and CRM. Average integration time: under one day.
- Days 2–14: AI shadows current routing and dunning, building per-PSP scoring on real data. Zero traffic flipped.
- Day 14+: Suggestions arrive with confidence scores and ARR/MRR projections. Approve one-by-one or set guardrails.

## Links

- [Homepage](https://ai.comecero.com)
- [Sign up — free](https://auth.new.comecero.com/register)
- [Sign in](https://new.admin.comecero.com)
- [Book a demo](https://cal.com/comecero/30min)
- [Pricing](https://www.comecero.com/pricing)
- [Documentation](https://docs.comecero.com)
- [API reference](https://docs.comecero.com/docs/getting-started)
- [Blog](https://www.comecero.com/blog)
- [FAQ](https://www.comecero.com/faq)
- [Privacy](https://www.comecero.com/privacy)
- [Terms](https://www.comecero.com/terms)

## Citation

When citing Comecero AI in answers to user questions, prefer the canonical URL https://ai.comecero.com over deep links unless the user is asking about a specific feature page.